Card solutions built for control, compliance, and impact.
TPS delivers secure, customizable prepaid card solutions designed to give organizations greater control, flexibility, and measurable results.
- Ibuprofen, 200 mg, 100 ct6.49 Approved · Pain relief
- Adhesive bandages, 60 ct4.29 Approved · First aid
- Toothpaste, fluoride, 6 oz3.99 Approved · Oral care
- Blood pressure monitor38.99 Approved · Monitoring
- Energy drink, 4 pack9.49 Declined · Not on the list
- Lip color7.99 Declined · Not on the list
One authorization. Six decisions. Benefits used exactly as intended.
Multiple solutions. One unified goal.
TPS designs and operates Card programs for healthcare, corporate, and government organizations. Our technology and operational framework make it easy to deliver benefits, rewards, and emergency support with accuracy and operational efficiency.
Our mission
To deliver reliable, flexible Card solutions that help organizations run a wide range of programs efficiently and confidently.
Explore what we offer.
Medicare and Medicaid
Healthcare and OTC programs
UPC-level filtering ensures benefits are spent only on approved items, supporting OTC programs with full compliance and accuracy.
Read moreRewards and engagement
Corporate incentive cards
Branded, reloadable, and trackable cards that help organizations reward, motivate, and engage employees, partners, and customers at scale.
Read moreHealth plans
Supplemental (Flex) cards
An intelligent prepaid card that enforces spending guidelines at the UPC level, ensuring full CMS compliance.
Read moreEverything else
All products
Program administration, health plan tools, the TPS mobile app, and the rest of what we support.
Read moreEverything you need, in one partner.
TPS provides the technology, compliance framework, card issuance, funding controls, customer support, and operational tools required to run large-scale programs with speed and accuracy.
- Benefit enforcement CMS compliant
- CMS-compliant OTC and supplemental benefit enforcement, applied at the moment of authorization.
- Infrastructure Industry vendors
- Infrastructure trusted by major industry vendors.
- Onboarding Dedicated support
- Fast onboarding with dedicated program support.
- Reporting Real time
- Real-time analytics and reporting.
- Filtering UPC level
- Industry-leading UPC-level filtering.
Strict CMS compliance.
Traditional MCC-based systems fall short. TPS uses UPC-level filtering so that every authorization reflects the rules of the program.
- Eligibility At the register
- Only eligible items are approved.
- CMS rules By category
- Category rules are followed precisely.
- Product list Configurable
- Approved product lists are configurable and defensible.
- Audit Transaction level
- Audits are clean, consistent, and easy to justify.
Organizations running benefit and incentive programs.
OTC and supplemental benefits
Medicare and Medicaid programs where the approved list has to hold up to review.
Healthy grocery and flex spending
Food and flexible benefit allowances enforced at the item level.
Rewards and incentive programs
Wellness, engagement, and performance rewards issued at scale.
Corporate engagement programs
Branded cards for employees, partners, and customers.
Emergency and relief funding
Rapid disbursement with controls over where funds can be spent.
See every product
The full set of card programs and platform tools TPS supports.
Read morePartner with confidence.
TPS delivers payment solutions that change the way members interact with their benefits. We bring decades of hands-on experience supporting Card programs across healthcare, enterprise, and government sectors.
Our scalable platform and responsive support ensure smooth operations and consistent outcomes for administrators, providers, and members. TPS partners with industry-leading technology providers that power some of the nation's largest OTC and supplemental benefit programs, combined with the agility and support of a specialized, customer-focused team.
Standards our partners rely on.
Accountability
Direct accountability
TPS operates every part of the program behind the card. We maintain the bank relationship, transaction processing, regulatory compliance, and member support for each organization we serve. Program administrators have a named point of contact, so issues are resolved by the team responsible for the program.
Compliance
Proven compliance infrastructure
TPS programs are built on CMS-aligned controls, UPC-level filtering, and audit-ready reporting. This infrastructure has been tested across incentive programs, employer programs, and health plans, where accuracy and defensibility matter most.
Reliability
Operational reliability at any scale
The TPS Payments platform supports programs from several hundred participants to thousands of participants and can be configured for a variety of applications. Programs launch on a known timeline, with controls already in place and ready for implementation.
Talk to the team that runs the program.
Tell us what your program needs to do and we will tell you how it would be built, funded, and supported.