TPS OTC / Filtered Spend Card
Controlled benefits, a better member experience, and compliance built in. The card restricts purchases to approved, eligible items using UPC-level filtering. Funds are automatically approved for qualified products and declined for non-eligible items, so benefits are used exactly as intended.
- Ibuprofen, 200 mg, 100 ct6.49 Approved · Pain relief
- Adhesive bandages, 60 ct4.29 Approved · First aid
- Toothpaste, fluoride, 6 oz3.99 Approved · Oral care
- Blood pressure monitor38.99 Approved · Monitoring
- Energy drink, 4 pack9.49 Declined · Not on the list
- Lip color7.99 Declined · Not on the list
One authorization. Six decisions. Benefits used exactly as intended.
UPC-level accuracy at the register.
With TPS OTC cards, organizations can filter transactions down to the individual product level, which keeps CMS requirements at the forefront of each program.
- Enforces CMS benefit requirements through UPC-level product filtering
- Prevents non-eligible purchases, reducing misuse and misappropriation
- Simplifies CMS compliance with real-time funding, authorizations, and adjustments
- Provides audit-ready oversight with detailed transaction logs and UPC-level reporting
- Strengthens fraud, waste, and abuse controls using built-in compliance safeguards
- Ensures consistent administration across programs and member populations
Support that answers.
Members can use the TPS mobile app to check balances and transactions, confirm product availability, and review the benefits and terms of their program. Live customer support is available 24 hours a day to resolve issues quickly.
For health plans and organizations.
- Total control over how benefit dollars are spent
- Reduced operational burden and support costs
- Improved benefit utilization and member satisfaction
- Faster launches and straightforward scalability
TPS delivers an OTC card that performs. It protects compliance, simplifies operations, and gives members a seamless way to use the benefits they have earned.
Talk to the team that runs the program.
Tell us what your program needs to do and we will tell you how it would be built, funded, and supported.